You've just been through surgery, but it's not the pain bothering you. Instead, you're starting to wonder how you're going to pay for it. Surgeries are expensive, and your surgery was complicated. Even though you're young and have time to heal and recover, the bills could loom over you for a long time. Don't fret, though. There are ways to reduce medical debt before you even begin to repay them.
You'd be surprised how many small business owners didn't pay a penny of their taxes last year. That doesn't mean they don't owe taxes. It just means they put off payment, or didn't have enough money because their businesses were so unprofitable.
Bankruptcy, by itself, does not ruin a person's credit forever. In fact, many people are surprised to find out that their credit can actually be rebuilt much faster and easier after they finally file for bankruptcy.
Generally speaking, it is very difficult to get any type of student loans discharged in bankruptcy, which is unfortunate considering that millions of Americans are burdened by this kind of debt.
If you are like most Texas residents, your spending increases dramatically during the holiday season. With the combination of great sales, gifting and parties, the holidays can throw off anyone's budget. However, they don't have to.
Most people do not have a couple hundred thousand dollars laying around, so when they want to buy a home, they must rely on a mortgage. A mortgage is a loan that is provided by the lender in exchange for the homebuyer's promise to keep making loan payments.
Waking up in an emergency room and finding out that you've been in an accident can be a shock. Getting the medical bill for the care you have received can be just as shocking -- even if you have health insurance.