A personal bankruptcy can be difficult, but you don't have to feel like you're alone. Many people go through bankruptcies each year.
The last thing you want to do is to move out of your home, but with missed payments adding up, you aren't sure you can remain in your home. Foreclosure defense is an option that you should look into.
If your business is in financial trouble, one of your options is to enter into a business bankruptcy. As with any kind of bankruptcy, a business bankruptcy has benefits and downsides.