Utility Shut Off Attorney In Galveston
Stop Gas And Electric Shut Off In Texas
If you are overwhelmed by debt and struggling to pay your utility bills, filing for bankruptcy can stop utility companies from turning off your service. If any of your utilities have already been discontinued, filing for bankruptcy can also force the reinstatement of these services. In addition, while your bankruptcy petition is in process, the utility companies are subject to an automatic stay and must cease all collection attempts.
However, it is important to note that you will only have 20 days from the filing of the bankruptcy petition to provide adequate proof that you will be able to pay your utilities in the future. If you cannot or do not, the utility companies may then legally terminate your service.
Proof of your future ability to pay can come in a variety of forms, and each company may have different requirements. Options may include: a cash deposit, a letter of intent or prepayment.
Utilities such as Internet service, cell phones, cable television and home security systems are not considered essential and therefore these service providers do not have to abide by the same rules as essential utilities such as gas, electricity and water.
Did You Know?
It is illegal for utility companies to refuse service just because you have filed bankruptcy, or had debts to utility companies discharged in a bankruptcy.
Contact Our Galveston, Texas, Bankruptcy Attorney
At Gipson, Norman & Root, we help clients stop utility shut off and regain utility service through the use of Chapter 7 and Chapter 13 bankruptcy. To learn how we can help protect you, contact our office at 281-823-7016 or 888-512-6044. We offer free 30-minute consultation with our experienced lawyer.
Gipson, Norman & Root is a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.