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November 2013 Archives

Home equity loan may prompt elderly couple to file Chapter 13

Purchasing a home has always been one of the pillars of the so-called American dream. However, this has caused problems for some people in Texas and elsewhere who are struggling with mortgage debts. Also, those who decide to take equity loans out on their homes may find themselves encountering debt problems. One couple who recently found themselves with this type of problem is now considering filing a Chapter 13 bankruptcy.

Mobclix files Chapter 7 bankruptcy

The free market provides many opportunities for enterprising businesses to earn a healthy profit when they make smart decisions. However, the free market may also allow for a company to find itself in financial difficulties if the company does not make the right business choices in Texas or in any other state. One company seems to have found itself in this situation and recently filed for Chapter 7 bankruptcy.

Zero percent interest offers can cause overwhelming debt in Texas

Credit card companies will use a variety of techniques to attract new card members. However, many people in Texas and other states are finding out that the promises and offers marketed by credit card companies are not exactly what they appeared to be at first glance. Unfortunately, this can cause people to be faced with overwhelming debt from credit card bills.

Texas residents could possibly see an end to creditor harassment

Some Texas residents who hold credit card debt may have experienced creditor harassment over the phone. The idea of debt is overwhelming enough without having creditors calling daily and often being very inappropriate. However, good news could be coming for those with credit card debt who have experienced creditor harassment. The Consumer Financial Protection Bureau is proposing new harsher laws in place for creditors.

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