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Alternative medical facilities can help avoid overwhelming debt

Nobody wants to spend more money than needed when obtaining necessary medical treatment. Most people in Texas are wary about running up large medical bills because these can quickly turn into an overwhelming debt problem. Luckily, however, there are a variety of ways that allow people to minimize medical bills while still obtaining the required medical treatment.

One important step in saving money on medical bills is to obtain quotes from different providers for the desired medical procedure. Many times this can save a person a significant amount of money. In one instance, a patient was quoted $2,400 for an MRI on his neck from a local hospital. However, he was able to find an alternate medical provider who offered to perform the MRI for only $350.

When a surgical procedure is required, it may be a good idea to look into using ambulatory surgery facilities rather than going to a hospital. Generally, one can expect to save approximately 30 percent on basic surgical procedures, such as a knee surgery or a colonoscopy. These types of facilities will usually be able to perform the procedures more quickly than at hospitals. Also, one can save money by having recovery happen at home.

Although implementing these actions can help to minimize medical bills for needed procedures, many people in Texas will still find themselves facing overwhelming debt problems. This can be worrisome for many people who are already having problems making ends meet. However, there are a variety of options to address debt problems. One common solution is to file bankruptcy, which may enable a person to discharge some debts.

Source: kdvr.com, "Ways to save on your medical bills," Nancy Melear, April 19, 2013

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