Generally speaking, it is very difficult to get any type of student loans discharged in bankruptcy, which is unfortunate considering that millions of Americans are burdened by this kind of debt.
Borrowers who are overwhelmed by private student loan debt must prove that paying back the debt causes them an "undue hardship" in order for the loans to be forgiven in Chapter 7 bankruptcy.
Proving that student loans cause an undue hardship is not an easy task, but it is something that an experienced bankruptcy lawyer can help with.
It's worth noting that borrowers who have private student loans from for-profit trade schools may be more likely to have their debts discharged after many for-profit schools have been accused of predatory lending practices.
However, even people who took out loans to finance their higher education at other types of schools may be eligible for bankruptcy forgiveness if they can meet the requirements.