Bacliff Chapter 13 Bankruptcy Lawyers

Even in the absence of significant debts, it is easy to feel that one devotes too much time and energy
working simply to make ends meet. When you add an ever increasing backlog of financial commitments to
that equation it can quickly become an alarming situation. For individuals who find themselves considering
a bankruptcy filing, this is the state of affairs to which they have become accustomed.

The anxiety caused by collection calls and letters can take a serious toll on your physical and emotional
health, and that is an unnecessary complication to your life. A Chapter 13 bankruptcy can help you to
resolve your debt situation and relieve the distress to which you are currently being subjected. Contact
the Bacliff Chapter 13 bankruptcy lawyers of Gipson, Norman & Root today at 800-291-0898 to learn more about
the potential benefits of filing for bankruptcy.

Requirements of Chapter 13 Bankruptcy

The different chapters of the United States Bankruptcy Code exist to offer forms of protection that
are structured to serve the specific needs of individuals in various circumstances. Moreover, some forms
of bankruptcy protection are restricted to specific entities. Chapter 13 bankruptcy includes the following
requirements:

  • Chapter 13 filers must be individuals who are currently employed
  • Unlike Chapter 7 bankruptcy, there is no provision to force the sale of a debtor’s assets
  • The filer proposes a repayment plan that can be 3-5 years in duration depending upon his or her income
    level
  • A Chapter 13 bankruptcy will bring foreclosure proceedings to a halt
  • Creditors and collection agencies have no contact with the debtor during the course of the bankruptcy

Contact Us

Life is already stressful enough without constant financial anxieties. >Contact the Bacliff Chapter
13 bankruptcy lawyers
of Gipson, Norman & Root at 800-291-0898 to get your financial life back
on track.

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Jeffrey P. Norman (retired) is Board Certified-Consumer Bankruptcy Law by the Texas Board of Legal Specialization and is Board Certified-Consumer Bankruptcy Law by the American Board of Certification. Ronald M. Gipson(1943-2008) is Board Certified-Consumer Bankruptcy Law by the Texas Board of Legal Specialization.
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