While there are several restrictions, most individuals or businesses who owe creditors money are eligible to file for bankruptcy. Recently, laws were passed to discourage the abuse of the bankruptcy system. These new laws include a new set of tests that must be completed in order to determine if you are eligible to file bankruptcy. For information about your eligibility, contact a skilled board certified bankruptcy attorney at the law offices of Gipson and Norman. Our Galveston and Clear Lake attorneys will be able to provide more specific answers once we have discussed the details of your case with you. For more information about the services we provide and to schedule your free 30 min. consultation, contact the board certified bankruptcy attorneys in Clear Lake at 281-823-7016 or toll free at 888-512-6044.